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Our services
Life Insurance
As we navigate through life, it is important to consider planning for the future. One way to protect yourself and your loved ones financially is through a life insurance policy. But with so many options available, it can be overwhelming to decide which type of policy is right for you. That's where we come in. Our team of professionals are knowledgeable and trustworthy, and we are here to help guide you through the decision-making process. Together, we will assess your unique needs and determine which type of life insurance policy is the best fit for you and your family. It's never too early (or too late) to plan for what's ahead, so let's work together to secure your future.
Our life insurance services/strategies include the following -
Permanent or Whole Life Insurance and Term Life Insurance
Asset Protection and Mortgage Life Insurance
Tax Deferred Cash Value Growth
Living Benefit and Tax Free Income
Death Benefit and Legacy Planning
Infinite Banking
Estate Planning
Creating an estate plan isn't something that most of us want to think about. However, planning ahead can provide peace of mind for both yourself and your loved ones. At Upstar, we can help you navigate the process and ensure your assets are distributed according to your wishes. Without a plan in place, your assets may end up in the wrong hands or subject to unnecessary taxes and fees. By crafting an estate plan, you can take control of your legacy, protect your family's financial future, and create a lasting impact. Don't wait until it's too late - begin your estate planning process today.
Our estate planning services include the following -
Trust and Will
ILIT (Irrevocable Life Insurance Trust
IDGT (Intentionally Defective Grantor Trust
Gift Tax and Estate Tax Strategy
Life Insurance
Retirement Planning
When it comes to retirement planning, it's essential to make sure you're on the right track to achieving your financial goals. That's where expert planning and support come in. With the guidance of seasoned professionals, you can gain confidence in your retirement planning and make informed decisions that will set you up for success. Whether you're looking to save for a comfortable retirement or to leave a legacy for future generations, working with a trusted advisor can help you meet your goals.
A few ways we help achieve worry free retirement for our clients -
Well Structured Annuity Contracts
Tax Deferred Cash Value Life Insurance with Tax Free Income
Business Solutions
At Upstar, we specialize in quality and realistic solutions for businesses. We provide in-depth analysis of any business to determine strategies to help address longevity of the business, succession and legacy for business owners. We also help businesses provide equally robust benefits for their employees.
We provide the following services for businesses -
Solo and Combo Cash Balance Plans
Fully Insured 412 (e)(3) Defined Benefit Plan
401(k), Safe Harbor 401(k), Solo 401(k) and Profit Sharing
Key Person Insurance
Buy-Sell Agreement Insurance
Executive Bonus Insurance
Group Life Insurance